Pilot

Hi All,

I'm starting this blog as a form of tracking for my semi-retirement dreams. First things first, my dream is to achieve financial freedom by the age of 40. Hopefully by then I will be able to work because I want to, and not because I have to.

I purchased my first stock in Nov 2014, and have since slowly (sloooooowwwwwllllllyyyyyy) built up my portfolio. Portfolio value is still currently low, but I am looking to grow it exponentially in the coming years, by reinvesting dividends and injections of fresh funds.

I am primarily an income investor, and my investing philosophy would be that of a long-term investor with time frame of 30-40 years. To me, investing is all about cashflow, and any transactions I make in the market will be regarded as purchasing cashflow and not worrying about the fluctuations of the stock price. For example, buying Stock A at $10 with a dividend yield of 3% gets us $0.30 in cashflow per share per year. Subsequent fluctuations in stock prices will not affect this cashflow, only future company performances will. Thus this portfolio will follow a fundamental analysis approach, all technical analysis will be done solely on the basis of  'buy at/near support'. Selling will be done only when the company shows an inability to keep up with its dividends payout, or when valuations get too crazy, ie 60x P/E ratio etc

The portfolio will be SGX heavy, mixed in with stable US stocks such as Dividend Aristocrats/Kings, companies with 25/50 years of consecutive dividend increases respectively.