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Sunday, 27 March 2016

Achieving Financial Freedom

I would be the first to own up to being a lazy person, the rat race has never appealed to me in the way some of my more ambitious friends do. That is the primary reason why I am so eager to get into investing, with a heavy focus on cashflow generation, so that I can achieve financial freedom as soon as possible.

Having said that however, financial freedom doesn't depend on just having a healthy cashflow. I'm sure everyone has read about or known someone who commands a high salary, yet always seem to be in need of money, living from paycheck to paycheck and worrying about losing his/her job. This shows that, much much more than income, financial freedom is dependent on our expenses. Someone earning $2000, but spends only $1000, is more financially free than someone who earns $10000, but spends $11000.

Thus, in the spirit of this blog, I'll be posting both about investments, as well as ways to reduce our costs of living, so that readers can accompany on my journey to achieve financial freedom as well.

To put things into context, I am in my late 20s, not married but with a girlfriend, salary in the lower mid 4 digits, no car.

We'll see how the next few months go then :)

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