Summary Dec 2017

A long overdue portfolio review. To put it simply, in a bid to boost my returns, I have turned to buying undervalued stocks (mostly S-chips) that look to have a good chance of turning things around. Having said that, good cashflow producing assets are still being bought as and when the prices make sense, and the portfolio has done satisfactorily well in 2017. Without further ado, my portfolio.

Name	Shares	APrice	Cost	Div	Div%
Jiutian Chemical	381,600	0.029	11,203.44	NA	NA
OCBC Bank	508	9.462	4,806.51	328.32	6.83%
SingTel	1,600	3.68	5,888.52	231.7	3.93%
First Reit	3,367	1.226	4,128.07	652.015	15.79%
Oxley	5,390	0.58	3,123.61	34.3	1.10%
SoilbuildBizReit	4,900	0.666	3,262.80	357.602	10.96%
China Star Food	30,500	0.112	3,431	NA	NA
HLH	400,000	0.008	3,212	NA	NA
Keppel DC Reit	1,900	1.04	1,976.50	223.97	11.33%
Omega Healthcare Investors Inc	70	33.38	2,336.58	117.68	5.04%
CapitaMall Trust	1,100	1.945	2,139.35	60.83	2.84%
Accordia Golf Tr	2,200	0.609	1,339.23	254.71	19.02%
Tai Sin Electric	2,000	0.326	651.51	79	12.13%
Lippo Malls Tr	1,800	0.341	614.07	117.71	19.17%
KingsmenCreative	1,200	0.792	950	71	7.47%
AIMSAMP Cap Reit	500	1.319	659.65	113.35	17.18%
ST Engineering	200	2.817	563.35	60	10.65%
IREIT Global	700	0.631	441.61	88.07	19.94%

Review of 2017

2017's been a year of two halves for me, the first bad, the second awesome. First half of the year saw a change in personal relationship, and a subsequent foray into the social game again. Coupled with a few disappointments at work, Jan to Jun 2017 was not a good place for myself to be in.

Thankfully, things picked up fairly quickly in the second part of the year, with social game bearing fruit in a shorter than anticipated amount of time, and pleasant surprises at work. Now that all the vague generalities are out of the way, lets get down to the nitty gritty details of how 2017 went.

Health-wise, I decided to start utilising the office gym more as well as bringing homemade meals for lunch. This meant that I could both eat a healthier lunch, as well as saving money from having lunch outside. While I'm not too sure about the money aspect, health-wise it did help, with me shedding a total of 6 kg, reduction of body fat by approx 5 percentage-points, and generally in better shape than ever before, with the exception of being a Tekong NSF.

Personal relationships wise, aside from the fruit bearing mentioned earlier, eating solo lunches in the office (due to my brought from home food) has led me to understand the importance of choosing the people I hang out with, and that I could pick and choose who I wanted to hang with, and when as well as where. And to be honest, that is something quite refreshing to finally realise.

Financial wise is where I felt most satisfied by, having achieved my first big financial goals 1 year early. $100,000 in liquid assets (cash + stocks only) in 3 years! Savings rate of 40-50% per month, constant investments in cashflow producing assets (mainly blue chip stocks and REITs), as well as fruitful punts in undervalued S-chip stocks. Returns would have been higher if more punts proved successful, but hey, I'm not greedy. 

Goals for 2018:

Given the upheaval in changes in 2017, my goals for 2018 are just simply, to stay the course. To maintain the new relationship, to maintain my work performances, maintain my health routine, and lastly, to maintain my increasing cashflow assets.

The only new thing would be aiming for an increase of assets by $35,000, a stretch by no means, as well as to increase my annual dividends to at least $2,000 (for context, 2017's dividends came in at about $1,600).

So there, a short review of 2017, happy 2018 everyone, and may everyone achieve financial independence asap!!